When a homeowner has a property claim to file (water damage and mold, fire damage), it’s not uncommon for the homeowner to truly have a difficult experience choosing a restoration contractor a vehicle accident . their home.
It is also typically the first time the homeowner has filed a property claim. Therefore the homeowner typically doesn’t even know who restoration work because they have never had to hire a Highland INC restoration contractor.
This is when the insurance company plays a large role in deciding would you the restoration focus on your home. Many insurance companies, not all, will have a preferred vendor list where they will have 2-4 of the most significant national franchise restoration contractors to be able to serve all the insurance agencies policy holders over the U.S.
claims adjuster first restoration services
The problem is, the homeowner has every right to choose which ever restoration contractor they might like. However, the homeowner is pushed in the direction of the national franchise contractor instead of an area restoration company. The insurance company runs on the tactic such as telling the homeowner that a preferred vendor must be used in order for the insurance provider to pay and cover the claim. This scares most homeowners, so they choose the national vendor the insurance company recommends.
It’s not because the insurance company gets price breaks, or the task is conducted quicker, but typically because the national contractor can cover all the dots on the map for the insurance provider and because they are typically willing to adhere to the scope of work that the insurance carrier wants. Meaning, the insurance company wants to dry the carpet set up instead of tearing it out and replacing with new when it ought to be torn out.
If you’re the homeowner and you will want contractor that has a lot of certifications, experience, local, family owned and challenge the insurance provider on scope of work, you have that choice. That could be someone on the insurance company’s list; maybe it’s a national franchise contractor or maybe it’s a local restoration contractor.
looking for qualified restoration contractor first restoration services
What we know is that you as the homeowner, who pays the insurance policy premium, hold the right to choose any restoration contractor you would like. Do your research, read reviews and get referrals from relatives and buddies. Having your home repaired is not only important to the structure of the building, but also the health of your loved ones.
In the end, the insurance company may still drop you for filing a claim. Ensure that your home is repaired by the contractor of your decision.
